Farm Insurance
Whether you are a local grower or a large cultivator, we understand the value of insuring your greatest asset.
Protect Your Farm
Manna Insurance is dedicated to providing the agricultural coverage you need to keep your farm or ranch protected, so you can focus on maintaining a smooth operation.
By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.
We know that you work hard as a farmer. Our Farm Certified specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.
So what coverage do I need?
Comprehensive Coverage for Your Farm
Property Coverage
This part of the policy covers your physical assets, like your farmhouse, barns, and equipment. It's like having a safety net in case of fire, storms, or other unforeseen disasters.
Liability
Farms can sometimes have visitors, and accidents can happen. Liability coverage helps if someone gets injured on your property or if you accidentally damage someone else's property.
Livestock
If you raise animals, you'll want coverage for them too. Livestock insurance helps protect your investment in case of diseases, accidents, or theft.
Equipment
Your tractors, plows, and all that farm machinery? They can be insured, too. Equipment insurance helps you get back on track if they break down or get damaged.
Business Interruption
If something unexpected happens, like a fire in your barn, and you can't run your farm, this coverage can help replace lost income.
Farm Auto
If you've got vehicles for your farm, like trucks or tractors, you'll need coverage for them. Farm auto insurance helps repair or replace them if they're in an accident.
Ways to Save on Farm Insurance
Our insurance brokers can quote on your business and market it with the right insurance carrier that will provide a custom plan for your company. This means you won’t be paying for coverage that is not relevant to your industry.
Work with a broker
With an annual review of your policy, you will have peace of mind knowing you are getting competitive rates to match your coverage year, after year.
Yearly Review
Claims can be the #1 reason for rate increase. Manna provides resources to work with your HR for training resources, claims mitigation and education around your industry to help decrease your risk.
Minimize Claims
Frequent Questions About Farm Insurance
Insurance can be complicated and confusing. We’re here to help answer your most common questions about farm insurance coverage.
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Homeowners insurance typically does not provide adequate coverage for farming operations. Farm insurance is necessary to protect the unique risks associated with farming, such as equipment, crops, and liability.
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Farm insurance can cover various types of property, including farmhouses, barns, silos, equipment, tools, and storage facilities. It may also extend to cover farm-related structures and buildings.
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Yes, farm insurance can include coverage for livestock, providing protection in case of illnesses, accidents, or theft. This coverage helps farmers safeguard their investment in animals.
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Crop insurance is a separate policy but is often bundled with farm insurance. It protects farmers against crop losses due to weather events, pests, and other risks that can impact crop yields.
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Yes, farm insurance policies can be tailored to the specific needs of your farm. You can work with an insurance agent to select the coverages and limits that best suit your operations.
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Yes, farm insurance can include business interruption coverage, which helps replace lost income if your farm cannot operate due to a covered event, such as a fire or storm damage.
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Even hobby farmers benefit from farm insurance. It helps protect your investments and assets, whether you run a small farm as a hobby or a larger commercial operation.
More Coverage Options
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Business Insurance
Safeguard your business with tailored insurance solutions to keep your operations running smoothly.
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Life & Health Insurance
Secure your legacy with comprehensive life insurance solutions for you and your family.
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Speciality Insurance
Specialized protection for your unique needs in areas like construction, transportation, commercial real estate, HOA, and more.
Kind Words from Our Customers:
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Ciarra Flint
★ ★ ★ ★ ★
Kyle and Jen are incredible! They walked me through the whole process and were so patient with all of my questions and fully explained everything to me! Thank you so much!
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AJ Johnson
★ ★ ★ ★ ★
The entire staff at Manna Insurance is personable and professional. Rare these days. We are very satisfied with our new policies. We highly recommend Manna!
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Emily Kooistra
★ ★ ★ ★ ★
Last year my home suffered some roof damage due to wind storms. Daniel and Kailey were quick to offer help in any way. Both went above and beyond in communicating with the insurance company to ensure that I was taken care of quickly and efficiently. I would highly recommend Manna Insurance to my family and friends!
Welcome to the Family
As a Manna Insurance customer, you are not just a number to us. We see you as part of our family and all that goes with being part of the #MannaFam.