RV, ATV, & Motorcycle Insurance

Protect yourself and your valuable vehicles from the risks associated with outdoor adventure.

Here for The Countless Thrilling Adventures Ahead

At Manna Insurance, we understand the need for speed and recreation.

Safeguard your RV, ATV, motorcycle, and other recreational vehicles from the inevitable “bumps and bruises” that come from enjoyment of fun in the outdoors.

Whether you're a weeklong camper (or glamper!), a weekend cruiser, or an avid adventure seeker, we can tailor a policy that precisely fits your unique needs.

With Manna Insurance, you’ll have a dedicated partner to back you up in case of unexpected challenges on the road, trail, or campsite.

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So what coverage do I need?

Protection For Your Outdoor Adventures & Trailblazing

Liability

This is the most basic coverage and is often required by law. It helps cover the costs if you're at fault in an accident and cause injury or property damage to others. Make sure you have enough liability coverage to protect your assets.

Collision

This covers damage to your vehicle in case of an accident, regardless of who's at fault. It's especially important for expensive RVs and motorcycles.

Comprehensive

This protects your vehicle from non-collision incidents like theft, vandalism, or natural disasters. It's a good choice if you want to safeguard your investment.

Uninsured / Underinsured Motorist

This comes in handy if you're involved in an accident with a driver who doesn't have insurance or lacks sufficient coverage. It helps cover your medical expenses and damages.

Storage

When you're not using your RV, ATV, or motorcycle, you can opt for a storage policy to save money while still protecting your vehicle against potential risks like theft and fire.

Medical Payments

This covers your medical bills and sometimes your passengers' medical expenses, regardless of who's at fault in an accident.

Roadside Assistance

Whether you're on a cross-country road trip in your RV or exploring off-road trails on your ATV, this coverage can be a lifesaver. It helps with towing, flat tires, and other roadside emergencies.

Accessory Coverage

If you've customized your motorcycle, ATV, or RV with expensive accessories, make sure to get coverage for them. This ensures that your customizations are protected.

Agreed Value Coverage

Rather than the standard actual cash value, this coverage allows you to set an agreed-upon value for your RV, ATV, or motorcycle. It's a great option for classic or custom vehicles, as it ensures you receive the agreed value if they're totaled.

Full Timer’s Coverage

If you live in your RV full-time, you'll need specialized insurance that provides coverage for personal belongings, liability, and more while you're on the road.

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Ways to Save on RV, ATV, & Motorcycle Insurance

Carefully assess your insurance needs and choose coverage that matches the type of activities you participate in. Avoid over-insuring by selecting coverage tailored to your specific risks and activities.

Right Coverage

Completing approved safety courses for your ATV or motorcycle can lead to discounts on your insurance. It not only makes you a safer rider but can also make you a more attractive customer to insurers.

Take Safety Courses

If you have multiple insurance needs like auto, home, or renters insurance, consider bundling them with one provider. Many insurers offer discounts for bundling, which can save you money.

Bundle

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Frequent Questions About RV / ATV / Motorcycle Insurance

Insurance can be complicated and confusing. We’re here to help answer your most common questions about motorsports insurance coverage.

Yes, in most cases, insurance is required by law. It's essential for protecting yourself and others in case of accidents or damage to your vehicle.
Several factors influence your premium, including the type of vehicle, your driving record, where you live, how often you use your vehicle, and the coverage options you choose.
Absolutely! Many insurance companies offer discounts for bundling multiple policies, such as auto and home insurance.
Yes, some insurers offer storage coverage, which is a cheaper option to protect your vehicle while it's not in use. It's a great way to save on premiums during the off-season.

All Questions

More Coverage Options

Homeowners & Renters Insurance

Make sure you have the right coverage to protect your house and belongings.

Learn More
Auto Insurance

Whether you have a car, a truck, or SUV, ensure your coverage is right for your needs.

Learn More
Life Insurance

Family is so important. Make sure they’re taken care of for life.

Learn More

Kind Words from Our Customers:

Ciarra Flint

★ ★ ★ ★ ★
Kyle and Jen are incredible! They walked me through the whole process and were so patient with all of my questions and fully explained everything to me! Thank you so much!
AJ Johnson

★ ★ ★ ★ ★
The entire staff at Manna Insurance is personable and professional. Rare these days. We are very satisfied with our new policies. We highly recommend Manna!
Emily Kooistra

★ ★ ★ ★ ★
Last year my home suffered some roof damage due to wind storms. Daniel and Kailey were quick to offer help in any way. Both went above and beyond in communicating with the insurance company to ensure that I was taken care of quickly and efficiently. I would highly recommend Manna Insurance to my family and friends!